Power Of Compounding
Mutual Fund & SIP Calculator

Mutual Fund & SIP Calculator

Calculate your investment returns with our comprehensive calculator

SIP Calculator
Mutual Fund Calculator

SIP Investment Details

Investment Results

Future Value
approx.
₹0
Real Value (after inflation): approx.₹0
After Tax Value: approx.₹0

Investment Breakdown

Component Amount
Total Invested ₹0
Wealth Gained ℹ️ Returns earned on your investment ₹0
Estimated Fees ₹0
Estimated Tax ₹0
Total Future Value ₹0

Investment Growth Schedule

Year Invested Growth Total Value

Why Invest in Mutual Funds & SIPs?

📈

Wealth Creation

Mutual funds and SIPs help grow your wealth over time through compounding, ideal for long-term goals like retirement or education.

💰

Tax Benefits

Equity-linked savings schemes (ELSS) offer tax deductions up to ₹1,50,000 under Section 80C of the Income Tax Act.

🔄

Flexibility

SIPs allow small, regular investments, while lump sum investments suit those with surplus funds.

😌

Financial Discipline

SIPs encourage regular investing, fostering discipline and reducing the impact of market volatility through rupee cost averaging.

Mutual Funds & SIP Guide

📖

Understanding Mutual Funds

Mutual funds pool money from investors to invest in stocks, bonds, or other assets. Types include equity (high risk, high return), debt (low risk, stable returns), and balanced funds (mix of both).

🔍

What is SIP?

Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly (e.g., monthly) in a mutual fund, benefiting from rupee cost averaging and compounding.

Factors Affecting Returns

⚖️

Key Factors

- Fund Type: Equity funds offer higher returns but more risk; debt funds are safer.
- Investment Amount: Higher investments yield higher absolute returns.
- Tenure: Longer tenures benefit from compounding.
- Rate of Return: Depends on market performance and fund type.
- Market Volatility: Impacts returns, especially for equity funds.

How to Use the Calculator

🖱️

Step-by-Step Guide

1. Select Tab: Choose SIP or Mutual Fund calculator.
2. Choose Fund Type: Select equity, debt, or balanced fund.
3. Enter Values: Input investment amount, tenure, and rate of return.
4. Enter Additional Details: Fill in existing investment, fees, tax, etc.
5. Calculate: Click to see future value and breakdown.

Frequently Asked Questions

What is a mutual fund?

A mutual fund pools money from investors to invest in a diversified portfolio of stocks, bonds, or other securities, managed by professionals.

How does SIP differ from lump sum investment?

SIP involves regular, smaller investments, reducing market timing risks, while lump sum is a one-time investment, ideal for surplus funds.

Are returns guaranteed?

No, mutual fund returns are subject to market risks and vary based on fund performance.

How is the rate of return determined?

Rates depend on fund type and market conditions. Equity funds average ~12%, debt ~7-8%, and balanced ~9-11% annually, based on historical data.

Get In Touch

Contact Information

Phone

9599438277

Send Us a Message

Please enter your full name
Please enter a valid email address
Please enter a valid 10-digit phone number
Please enter a valid 10-digit address number
Please enter your message

Message Sent!

We'll get back to you within 24 hours.

Contact Us
WhatsApp